{"id":571,"date":"2026-11-01T12:00:00","date_gmt":"2026-11-01T12:00:00","guid":{"rendered":"https:\/\/www.sundarsrealestategroup.com\/blog\/?p=571"},"modified":"2026-11-01T12:00:00","modified_gmt":"2026-11-01T12:00:00","slug":"texas-naca-mortgage-basics","status":"publish","type":"post","link":"https:\/\/www.sundarsrealestategroup.com\/blog\/2026\/11\/01\/texas-naca-mortgage-basics\/","title":{"rendered":"Texas: NACA Mortgage Basics"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/sundar-sethuraman\/mortgage-no-money-remotion-videos-89d3\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>For Texas buyers, one mortgage option offered no down payment, no closing costs, no PMI, no lender fees, and a below-market fixed rate.<br \/>\nBuyers with combined income at or below $121.1K could qualify for best terms, while qualification depended on counseling and detailed document review.<br \/>\nInstead of a minimum credit score, the program reviewed savings, job and income stability, rent and utility history, and readiness for future payments.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>For Texas buyers, one mortgage option offered no down payment, no closing costs, no PMI, no lender fees, and a below-market fixed rate. Buyers with combined income at or below $121.1K could qualify for best terms, while qualification depended on counseling and detailed document review. Instead of a minimum credit score, the program reviewed savings, [&hellip;]<\/p>\n","protected":false},"author":503,"featured_media":572,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-571","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.sundarsrealestategroup.com\/blog\/wp-json\/wp\/v2\/posts\/571","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sundarsrealestategroup.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sundarsrealestategroup.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sundarsrealestategroup.com\/blog\/wp-json\/wp\/v2\/users\/503"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sundarsrealestategroup.com\/blog\/wp-json\/wp\/v2\/comments?post=571"}],"version-history":[{"count":1,"href":"https:\/\/www.sundarsrealestategroup.com\/blog\/wp-json\/wp\/v2\/posts\/571\/revisions"}],"predecessor-version":[{"id":639,"href":"https:\/\/www.sundarsrealestategroup.com\/blog\/wp-json\/wp\/v2\/posts\/571\/revisions\/639"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.sundarsrealestategroup.com\/blog\/wp-json\/wp\/v2\/media\/572"}],"wp:attachment":[{"href":"https:\/\/www.sundarsrealestategroup.com\/blog\/wp-json\/wp\/v2\/media?parent=571"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sundarsrealestategroup.com\/blog\/wp-json\/wp\/v2\/categories?post=571"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sundarsrealestategroup.com\/blog\/wp-json\/wp\/v2\/tags?post=571"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}